Electronic Bill Pay
eStatements
Security
Test Drive
Enroll
Browser Tips
|
McIntosh Commercial Bank's Online Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a VeriSign-issued Digital ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.
To access the Online Banking System you must key in a Login ID and a password. The system will allow three attempts at login prior to "locking out" further attempts, in order to deter unauthorized users from repeated login attempts. If you experience a "lock-out", you may contact McIntosh Commercial Bank for assistance. Upon successful login, the Digital ID from VeriSign, the experts in digital identification certificates, authenticates the user's identity and establishes a secure session.
This site incorporates Verisign's Digital ID certificate, which protects your transactions over the Internet. You can click here to learn more about the Verisign certificate.
Once the session is established, the user and the server are in a secured environment. Because VeriSign has certified the server as a 128-bit secure server, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over upon your next login.
Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending requests to the bank.
Using the above technologies, your Online Banking transactions are secure.
If you have questions about the security of our Online Banking, click here to email Client Care.
BACK TO TOP
|
