Designed with the small business in mind, this account comes with a generous allowance of check and deposit transactions.

• A minimum of $1,000 is required to open this account.
• A maintenance fee of $10 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $1,000.
• An item fee of $.15 will be charged for each item in excess of 250 during a statement cycle. An item may be defined as a deposited item, debit or credit.
• No charge for Online Banking; Cash Management Feature is $25 for basic & $50 with ACH.
• Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

The Business Elite Checking account is available to sole proprietors and unincorporated businesses. This account combines the convenience of checking with an interest-bearing feature. Call MCB for current rates.

• A minimum of $2,000 is required to open this account.
• A maintenance fee of $10 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2,000.
• A minimum average daily balance of $2,000 is required to earn interest.
• An item fee of $.15 will be charged for each item in excess of 250 during a statement cycle. An item may be defined as a deposited item, debit or credit.
• No charge for Online Banking; Cash Management Feature is $25 for basic & $50 with ACH.
• Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

The Business Elite Checking for Non-Profits account is offered exclusively to non-profit organizations. Call MCB for current rates.

• A minimum of $500 is required to open this account.
• A maintenance fee of $10 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
• A minimum average daily balance of $500 is required to earn interest.
• An item fee of $.15 will be charged for each item in excess of 250 during a statement cycle. An item may be defined as a deposited item, debit or credit.
• No charge for Online Banking; Cash Management Feature is $25 for basic & $50 with ACH.
• Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

This checking account is designed for large organizations that are generally responsible for a large volume of banking activity each month. The account assesses service charges based on an in-depth review of activity and average balances.

• A minimum deposit of $1,000 is required to open this account.
• A maintenance fee of $10 will be imposed every statement cycle.
• A debit fee of $.12 will be charged for each debit transaction (withdrawal, check, transfer or payment).
• A fee of $.06 will be imposed for each deposited item.
• A fee of $.10 will be imposed for coin purchased/deposited (per roll).
• A fee of $.15 will be imposed for currency purchased/deposited (per strap).
• A fee of $3 will be imposed for bagged coin (per bag).
• A fee of Prime plus 1.00% will be imposed for uncollected funds and Prime plus 3.00% for continuous overdraft balances.
• An earnings credit is applied to reduce or eliminate fees.
• No charge for Online Banking; Cash Management Feature is $25 for basic & $50 with the ACH.
• Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

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This account is designed for businesses and organizations that allows you flexibility of writing checks (up to three a month), while earning more interest than a savings account.

• A minimum of $1,000 is required to open this account.
• A maintenance fee of $10 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $1,000.
• A minimum average daily balance of $1,000 is required to earn interest.
• Transfers from a Business Money Market Savings to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no more than three by check, draft or similar order to third parties.
• There is a withdrawal fee of $5 per item in excess of the above transaction limitations.
• No charge for Online Banking.
• Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

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McIntosh Commercial Bank provides the best credit packages for you and your business needs. You'll find competitive rates and highly personal service at McIntosh Commercial Bank.

For more information e-mail client care.

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The IOLTA Account (Interest on Lawyer’s Trust Account) has been specifically designed for attorney’s trust accounts. The interest earned goes to a non-profit organization administered by state bar associations. Call MCB for current rates.

• A minimum of $2,000 is required to open this account.
• A maintenance fee of $10 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2,000.
• A minimum average daily balance of $2,000 is required to earn interest.
• An item fee of $.15 will be charged for each item in excess of 250 during a statement cycle. An item may be defined as a deposited item, debit or credit.
• No charge for Online Banking; Cash Management Feature is $25 for basic & $50 with ACH.
• Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

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Use our online banking services to assess your current cash position and control disbursements 24-hours a day exclusively for businesses. We invite you to visit the Online Banking page for a demonstration or a 90-day trial at no cost.

• Balance and History Inquiry
• Check Imaging
• Transfers between MCB accounts.

$25 per month includes:

• Balance Inquiry & History Inquiry
• Check Imaging
• Transfers between MCB accounts
• Bill Payment & EFTPS Tax Payments
• Wire Transfers
• Order Currency
• Re-Order Checks
• Request Stop Payment
• Order Savings Bond

$50 per month includes all items in Basic Cash Management, plus the following:

• Payroll
• Collections (ACH feature)
• ACH payments
• ACH receipts

*Subject to credit approval

For more information e-mail client care.

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• Credit Card Services
• Merchant Card Services
• Night Drop Service
• Certificate of Deposit
• Direct Deposit
• Safe Deposit Box
• Electronic Bank Statements

For more information e-mail client care.

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To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

• When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
• We may also ask to see your driver’s license or other identifying documents.
• We thank you for your understanding and for joining us in securing a safer tomorrow.