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Shared Values. Shared Success.
At McIntosh Home Mortgage, we understand how nerve-wracking the process can be, with all the paperwork, appraisals, and inspections. So relax and let our experienced (and very friendly) mortgage pros do what they do best. They’ll explain all your options, find the very best rates, and make sure you close as quickly as possible. McIntosh Home Mortgage offers personalized service by offering:
A wide array of loan options to help find the right mortgage for each particular need.
- Uncommon commitment to closing the mortgage as quickly as possible.
- Very competitive rates.
Fixed rate mortgages provide clients with the opportunity to
set a fixed mortgage payment for the length of the loan. This
type of mortgage plan is designed for clients seeking long
term financing or for clients that have a steady monthly income.
Adjustable rate mortgages (ARM) are ideal for clients expecting
an income increase or those who are anticipating occupying a
home for a short period of time. ARMs have variable interest
rates and variable payments that are based on either Treasury
backed or Libor based indexes.
Interest only loans are designed for clients who may not have a steady
income, and are a great way to maximize your cash flow. Only the interest
on the mortgage is paid in monthly payments for a fixed term. At the
end of the term, the balance can be paid in a lump sum, it can be refinanced,
or the client can begin to pay on the principal of the loan.
Jumbo loans are created for clients that plan to borrow more than the
maximum amount established by the Fannie Mae and Freddie Mac Foundations.
A jumbo loan provides clients with more options for financing larger
more expensive properties. This loan is offered with either a fixed
or adjustable rate.