McIntosh Commercial Bank - Carroll County, GA
McIntosh Commercial Bank Member FDIC McIntosh Commercial Bank Equal Housing Lender

Online Banking
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Deadra Gamble, Customer Service Representative
Deadra Gamble
Client Service Representative

McIntosh Commerical Bank - Personal Services
Shared Values. Shared Success.

A Commercial Bank is the Best Choice for your Personal Banking. At McIntosh Commercial Bank, the values we apply to our clients' commercial banking needs make us the best choice for your personal banking.

Trust.
Passion.
Competence.
Candor.
Consideration.

McIntosh Commercial Bank will earn your trust. You will feel our passion for serving you, and experience the competence of our team members. And we'll be honest with you and considerate of your individual needs.

As you review the wide array of products and services, please feel free to call us if you have any questions. We look forward to meeting your personal banking needs.

McIntosh Commercial Bank, Personal Banking Checking Accounts
McIntosh Commercial Bank, Personal Banking Essential Checking
A checking account that allows you to write as many checks as you want with no per item charges.

  • A minimum of $100 is required to open this account.
  • A maintenance fee of $9 will be imposed every statement cycle if the balance falls below the minimum balance of $750 or average daily balance $1,250.
  • No charge for Online Banking; Electronic Bill Payment is $5 per statement cycle up to 10 bill payments per month.
  • Check Imaging and Electronic Statements are available at no charge.
  • No charge for MasterMoney Check Card or ATM Card (upon approval).
  • No charge for up to 4 ATM transactions during a statement cycle. This includes ATM terminal surcharges. Simply notify customer service for reimbursement on foreign ATM surcharges.
  • No annual fee credit card (upon approval).

For more information e-mail client care.

McIntosh Commercial Bank, Personal Banking Maximum Checking Interest Bearing
An interest-bearing checking account with tiered interest rates that increase along with your balance. Call MCB for current rates.

  • A minimum of $100 is required to open this account.
  • A maintenance fee of $12 will be imposed every statement cycle the balance falls below the minimum daily balance of $1,500.
  • A minimum daily balance of $1,500 is required to earn interest.
  • No charge for Online Banking; Electronic Bill Payment is $5 per statement cycle up to 10 bill payments per month.
  • Check Imaging and Electronic Statements are available at no charge.
  • No charge for MasterMoney Check Card or ATM Card (upon approval).
  • No charge for up to 4 ATM transactions during a statement cycle. This includes ATM terminal surcharges. Simply notify customer service for reimbursement on foreign ATM surcharges.
  • No annual fee credit card (upon approval).

For more information e-mail client care.

McIntosh Commercial Bank, Personal Banking Maximum Checking for Seniors (Earn Interest)Interest Bearing
(Minimum Age 50)
This account offers you special benefits! Earn interest and pay no monthly maintenance fee. Call MCB for current rates.

  • A minimum of $100 is required to open this account.
  • No maintenance fee with this account.
  • A minimum daily balance of $1,000 is required to earn interest.
  • Discount on safe deposit box (with auto debit feature).
  • Wallet checks in our custom stock are at no charge.
  • No charge for Online Banking or Electronic Bill Payment.
  • Check Imaging and Electronic Statements are available at no charge.
  • No charge for MasterMoney Check Card or ATM Card (upon approval).
  • No charge for up to 4 ATM transactions during a statement cycle. This includes ATM terminal surcharges. Simply notify customer service for reimbursement on foreign ATM surcharges.
  • No annual fee credit card (upon approval).

For more information e-mail client care.

McIntosh Commercial Bank, Personal Banking Relationship Checking (Earn Interest)Interest Bearing
A package of services for individuals with broad banking needs. Call MCB for current rates.

  • A minimum of $100 is required to open this account
  • A maintenance fee of $15 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,500, a minimum average daily balance of $2,500 or maintain an average daily balance of $10,000 in any other MCB personal deposit relationship
  • A minimum daily balance of $1,500 is required to earn interest
  • Discount on safe deposit box (with auto debit feature)
  • Wallet checks in our custom stock are at no charge
  • No charge for Online Banking or Electronic Bill Payment
  • Check imaging and Electronic Statements are available at no charge
  • No charge for MasterMoney Check Card or ATM Card (upon approval)
  • No charge for ATM transactions. This includes ATM terminal surcharges. Simply notify customer service for reimbursement on foreign ATM surcharges.
  • No annual fee credit card (upon approval)

For more information e-mail client care.

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McIntosh Commercial Bank, Personal Banking Saving Accounts
McIntosh Commercial Bank, Personal Banking Money Market Savings Account (Earn Interest)Interest Bearing
This account allows you the flexibility of writing checks (up to three a month), while earning more interest than a savings account. Call MCB for currents rates.

  • A minimum of $100 is required to open this account.
  • A maintenance fee of $10 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1,000.
  • A minimum daily balance of $1,000 is required to earn interest.
  • Transfers from Money Market Savings to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no more than three by check, draft or similar order to third parties.
  • There is a withdrawal fee of $5 per item in excess of the above transaction limitations.
  • No charge for Online Banking.
  • Electronic Statements and Check Imaging available at no charge.

For more information e-mail client care.

McIntosh Commercial Bank, Personal Banking Lifestyle Savings (Earn Interest)Interest Bearing
The perfect account for smaller balances. By maintaining a low minimum balance, you avoid the monthly maintenance fee and benefit from daily interest compounding. Call MCB for current rates.

  • A minimum of $100 is required to open this account.
  • A maintenance fee of $5 will be imposed every month if the daily balance for the month falls below $100.
  • A minimum daily balance of $100 is required to earn interest.
  • An item fee of $2 will be imposed for each debit transaction in excess of three during the month.
  • No charge for Online Banking
  • Electronic Statements are available at no charge.

For more information e-mail client care.

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McIntosh Commercial Bank: Business Services Savings Accounts Online Banking Services
Use our online banking services to assess your current cash position and control disbursements 24-hours a day exclusively for businesses. We invite you to visit the Online Banking page for a demonstration or a 90-day trial at no cost.

Our complimentary Online Banking includes:

  • Balance and History Inquiry
  • Check Imaging
  • Transfers between MCB accounts.

Electronic Bill Payment
Electronic bill payment requires a fee of $5 per month for 10 bill payments per month. Over 10 payments per month will be charged $.50 each. Electronic bill payment comes with a 60-day free trial.

For more information e-mail client care.

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McIntosh Commercial Bank, Personal Banking Lending Services
Whether you want to buy a car, move into your dream home, or refinance a mortgage at a lower interest rate, we can help you choose the right loan for your specific needs.

For more information e-mail client care.

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McIntosh Commercial Bank, Personal Banking Other Services

  • CD's/IRAS
  • Credit Cards
  • Check Cards
  • Safe Deposit Box
  • Overdraft Protection

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For more detailed account information, please refer to a copy of our Truth in Savings disclosure located in the bank lobby.


USA PATRIOT ACT
IMPORTANT INFORMATION FOR OPENING A
NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

  • When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
  • We may also ask to see your driver’s license or other identifying documents.
  • We thank you for your understanding and for joining us in securing a safer tomorrow.

 
 
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